Whether you have been hit by an insured driver, under-insured driver, or uninsured motorist in Texas, the attorneys at www.HoustonCarAccidentLawyers.org can help. Call for a free consultation.

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#1 Call 911 Immediately
The faster you call the police, the sooner they can get on the scene and treat the injured. No matter who might be at fault, you should ensure that any injured parties receive medical attention right away – including you.
You only should attempt to move an injured person if they are in an unsafe location, such as a busy road.

Even if there were no apparent injuries, it still is advisable to call the police to report the accident. The police report is very valuable to prove liability later.
If you have suffered any injuries, it is important to be fully evaluated by a medical professional immediately. Some accident injuries may not become obvious until days later. Having established a strong medical paper trail about your injuries right away could be helpful in a subsequent personal injury claim.

#2 Obtain As Much Information As Possible
A complete police accident report is needed to determine liability for the accident. The police report also is critical to determine which driver or insurance company will need to cover the assorted costs of the accident.

After the police arrive, they will ask many questions to create the accident report. However, car accident experts advise collecting this information on your own, as well. It is especially important to write down specific details of the accident immediately after it happened; our memories tend to fade in time.

You should have a pen and paper in your glove compartment so you can jot down crucial details if an accident happens. Also, take many photographs of the scene, including vehicle damage, injuries, and the general accident scene.

You also should compile the following information of anyone involved in the accident:

• Drivers license numbers
• Personal contact information
• Insurance company contact information
• Insurance policy numbers

The responding Houston police officers will usually use the Texas Department of Transportation accident report to collect essential accident information. Take a look at the form to get an idea of the details that may be needed to file a claim.

#3 Call Your Insurance Company
It is important to notify your insurance company as soon as an accident occurs. Even if you did not cause it or you think it is minor, you still should report it.

The reason is that the other party could file a claim – or worse – a personal injury lawsuit against you later. If you did not report the incident to your insurance company, you are in a much weaker legal position.

You should ask the insurance representative about next steps. If your car is damaged, the representative should be able to set up an appointment with a local collision center to have the damages estimated.

#4 Contact an Attorney

If you have suffered any significant injuries at all, you should at least consult with an experienced, Houston personal injury attorney. He can inform you of the likelihood of a successful legal case.

If you ever are in a Houston car accident, following these four simple steps will ensure that the claims process will go more smoothly.